FINANCING a business involves choosing from a vast array of alternatives. It involves choices of financing through debt or equity; if taking loans, whether it should be secured or unsecured; and also depending on the stage of operations, whether you are at start-up, already launched, profitable, looking for exit/succession funding.
The SME Credit Bureau (SMECB) which was initiated by Bank Negara, was set up in 2008 via a strategic alliance between Credit Guarantee Corp Malaysia Bhd (CGC), Dun & Bradstreet Malaysia Sdn Bhd and the Association of Banks in Malaysia. SMI/SME Business Directory speaks to Alex Lim, CEO of the SME Credit Bureau for an insight into how SMECB benefits Malaysian SMEs. 


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Andrew Carnegie
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| 70% | | Malaysia |
| 13.7% | | India |
| 3.9% | | Singapore |
| 2.9% | | United States |
| 1.1% | | United Kingdom |
| 1% | | Australia |
| 0.7% | | Hong Kong |
| 0.5% | | Thailand |
| 0.5% | | China |
| 0.5% | | Philippines |
| 0.4% | | Japan |
| 0.3% | | Saudi Arabia |
| 0.3% | | Viet Nam |
| 0.2% | | Canada |
| 0.2% | | Indonesia |
| 0.2% | | Ireland |
| 0.1% | | Pakistan |
| 0.1% | | United Arab Emirates |
| 0.1% | | Spain |
| 0.1% | | France |